Car Insurance Quotes for Teen Drivers in North Carolina
For any parent of teen drivers who have gone through the financial shock of adding a teen to their insurance policy, it’s certainly understandable if you weren’t prepared. There is a lot to learn about how a teen driver will affect your insurance or how the process works if they’re attempting to purchase a policy on their own. The bottom line is that car insurance for teens costs much more than for adults.
The Facts About Teen Drivers
According to the CDC, the leading cause of death for teens in the U.S. is car crashes. In fact, for every mile driven, teens in the 16 to 19 age group are about three times more likely to be in a fatal crash than drivers aged 20 and older. For insurance companies, crashes equal claims and claims equal payouts; the part of the insurance business that no insurance company likes.
The Good News!
The good news for teen drivers and their parents is that there are some insurance companies that are more “teen friendly” than others when it comes to car insurance for teens. The professionals at Protective Agency welcome drivers of any age and with any driving record. After all, we have children too. Part of our mission is to help teens and parents of teens to find coverage options at rates they can afford. We understand that your insurance payment shouldn’t be more than your car payment, and our experienced agents will do everything we can to offer affordable rates with financing to match.
Safe Driving Equals Lower Rates
Teen drivers can greatly contribute to lowering insurance rates by learning safe driving skills and having a violation-free driving record. Each year that their insurance policy is renewed with no evidence of claims or driving violations, they will experience more affordable insurance rates.
The Protective Agency insurance professionals are highly knowledgeable when it comes teens getting car insurance in NC. We will use our 80+ years of company experence on their behalf. We want our teen customers to be safe drivers, and to that end, we can help with safe driving advice and resources. A good way to start is by following the seven keys to driving safely:
- Always buckle up: every passenger, all the time
- Never drink and drive
- Limit the number of passengers in your car
- Never text and drive (yes, that includes email and Facebook)
- Obey the speed limit
- Practice with an experienced driver before you drive at night
- Speak up when you’re in the car with someone not driving safely
The insurance professionals at Protective Agency encourage all North Carolina teen drivers and their parents to visit or call one of our offices for a free and confidential quote. We will discuss every coverage option to get you on the road with rates your budget can handle.
Excellent Service at Your Convenience
Our insurance professionals are aware of how important it is to have a service representative you can count on. Whether you need a policy change or to make payment on your account, Protective Agency has 14 locations across North Carolina with the staffing to meet your needs.
At Protective Agency, we provide car insurance for teen drivers throughout North Carolina.
Call us at 877-739-9367 today for a free and confidential quote.