Cheap Car Insurance | Low Down Payment

Looking for Wilmington North Carolina cheap car insurance with a low down payment? You found it!  Quality and cheap car insurance plus other auto insurance including truck insurance, motorcycle insurance, RV insurance, scooter insurance, SUV insurance, commercial truck insurance and commercial car insurance has been provided by our comparison agents for over eight decades.  We research, you save. Matter of fact, the one best thing you can do to get good cheap car insurance with a low down payment is simply call us at (910) 791-0540.


Wilmington, North Carolina is a port city and serves as the county seat for New Hanover County in the southeastern coastal area of the state. With a population of over 112,000, our insurance professionals stay busy servicing the needs of our valued customers in this bustling city. Our office in Wilmington is conveniently located at 21 South Kerr Avenue in Wilmington. We encourage our current and prospective customers to stop by the office at your convenience or call the office at (910) 791-0540.



Although affordable auto insurance was our entry into the Wilmington marketplace, our licensed professionals are happy to provide insurance solutions for your home and business as well. We are proud that we have been servicing the great state of North Carolina for over 80 years (since 1939) and our intentions are to continue servicing our valued customers for another 80 years. Protective Agency provides experienced and licensed professionals to help you obtain the best possible home, business, and auto insurance in Wilmington.


Reliable, Cheap  Auto Insurance And More

Our experienced staff members are experts in the coverage you or your business will need including:


  • Auto Insurance: Whether your driving record is impeccable or tarnished, the licensed agents in Wilmington NC will provide you with choices for auto insurance specific to your needs. Our agents will search for the most affordable home business, and auto insurance in Wilmington with the lowest monthly payments available.
  • Motorcycle Insurance: With over a quarter million motorcycles registered in North Carolina, our licensed professionals in Wilmington NC are ready to meet your needs. Our motorcycle insurance policies provide liability, property damage, comprehensive, collision, and other optional coverage that allow us to design the most affordable policy for your motorcycle that will fit within your budget.
  • Commercial Insurance – The licensed agents in High Point are experienced in commercial insurance as well as personal insurance. Whether you are a one-person contractor or an established business with a fleet of vehicles, our licensed professionals will design the most comprehensive and affordable commercial vehicle policy specific to your needs.
  • Homeowner – Whether mortgaged or purchased in full, your home is likely to be your most valuable asset. The professionals at Protective Agency will design a veil of protection around your home at the most affordable rates with financing that will fit within your budget.
  • Renters Insurance – Whenever and wherever you rent, your landlord’s insurance will not protect your belongings or you if you are found liable for third-party injuries. Protective Agency’s licensed professionals are available for a free and confidential quote for renter’s insurance from a highly-rated company at an affordable rate.


For a free and confidential quote for home, business, or auto insurance in Wilmington, we encourage our current and prospective customers to call our office at (910) 791-0540 or stop by our office and let’s talk about your needs face to face.


Cheap Car Insurance & More


The licensed professionals at Protective Agency are committed to providing outstanding service before and after you purchase reliable yet cheap car insurance. Your needs are important to us, and we are excited to help you manage your everyday risks. With auto insurance  as with any insurance, changes can happen frequently, and outstanding service is how we maintain our valued customer relationships. Feel free to call our office to make changes to your home, business, or auto insurance in Wilmington or to make a payment on your account.


Car and Auto Insurance Claims


Protective Insurance Agency and the companies we partner with understanding that your insurance is only a promise until a claim is filed. We are here to help our Wilmington customers get through the claims process and come to a positive resolution.


For great rates and expert insurance information, call the office in Wilmington at (910) 791-0540. If you’re new to North Carolina or not sure of the location nearest you, visit us online at ProtectiveAgency.Com