{"id":739,"date":"2018-02-22T18:01:18","date_gmt":"2018-02-22T22:01:18","guid":{"rendered":"https:\/\/www.protectiveagency.com\/blog\/?p=739"},"modified":"2024-02-25T20:06:37","modified_gmt":"2024-02-26T00:06:37","slug":"good-time-to-buy-car","status":"publish","type":"post","link":"https:\/\/www.protectiveagency.com\/blog\/good-time-to-buy-car\/","title":{"rendered":"When Is a Good Time to Buy a Car?"},"content":{"rendered":"

Buying a car is one of the largest purchases most people will make in their lifetime. While you will likely purchase several cars over the course of your life, the goal is that you choose when to make the purchase, as opposed to the timing be made for you. The key to getting a good price for the car and insurance is timing. Even in the world of purchasing automobiles, there\u2019s a good time to make the purchase.<\/p>\n

<\/h2>\n

 <\/p>\n

The Factors That Matter<\/strong><\/h2>\n

 <\/p>\n

There are several factors that are affected by the timing in which you choose to make your automobile purchase. First, timing may relate to the time of your life or the time of year. Timing in your life can affect many automotive pricing issues, including the premiums you\u2019ll pay for car insurance and whether you\u2019re in a position to truly negotiate pricing with the dealer.<\/p>\n

If you\u2019re in a position where your car has died, and you need a new vehicle quickly, you\u2019re limiting your options. You\u2019re desperate, and it will show. Therefore, make sure you\u2019re purchasing your vehicle, whenever possible, while the original vehicle is still able to run. First, you\u2019ll be able to negotiate more money for trade-in value, lowering the out-of-pocket costs for your new vehicle. Additionally, you\u2019ll be in a good\u00a0 position as a buyer, one in which you can freely walk away from the table without any hesitation.<\/p>\n

Another factor that\u2019ll affect the timing of buying your vehicle is your driving record. While the price of the vehicle won\u2019t be affected, a newer car will already increase your insurance<\/a> premiums in many cases. If you have recently received a ticket or had an accident, your insurance rates will skyrocket, making it a poor time to purchase a vehicle. Understanding your driving record<\/a> and how it may affect the decision to purchase a vehicle is a key factor that\u2019ll make or break a deal for purchasing a car.<\/p>\n

 <\/p>\n

The Buyer\u2019s Market<\/strong><\/h2>\n

 <\/p>\n

The fact is, a good time to purchase a new car (or new-to-your car) is when you\u2019re able to shop in a buyer\u2019s market. Then, all of your other circumstances point to that time in your life to make that type of purchase. The debatable issue is when is the most opportune buyer\u2019s market?<\/p>\n

Certain holidays are known times to purchase a vehicle. These times of year include President\u2019s Day Weekend (April 15) and Christmas. Dealerships will be more likely to lower their price to get the sale as they are competing for your business and need to clear inventory. In retail, these are all prime times to help people part with their money, as long as they are getting a deal. As a result, you will find better than normal sales within the industry that are designed to move merchandise.<\/p>\n

Another great time to purchase a vehicle is at the end of the fiscal year. Dealerships often make way for new inventory at the end of September. They are ending their fiscal year and want to start pushing the newer models. They will be much more willing to negotiate price on older models to help clear the lot and make room for the pricier vehicles. If you\u2019re not concerned with having the newest model that\u2019s just hit the lot, you can end up with a brand-new vehicle for a fraction of the cost.<\/p>\n

 <\/p>\n

Get A Good Deal<\/strong><\/h2>\n

 <\/p>\n

In the end, the time of year and the time of your life only matter to a certain extent. Getting a good deal is as much a matter of timing as it is a matter of negotiating. There are clearly better times for negotiations. However, people who are willing to stand their ground and walk out of the sale at any time of year will fair much better than someone who takes a dealer for his word.<\/p>\n

Therefore, the key to getting a good bang for your buck is speaking your mind and asking for what you actually want. If the answer is \u201cno\u201d you must be willing to walk away from the deal and not look back. If you are not able to do this, you will likely pay more than necessary for most vehicles you purchase.<\/p>\n

To learn more about getting a good deal on your car and car insurance options, contact our team at ProtectiveAgency.com or call (877) 739-9367. Our licensed insurance agents will be happy to answer any questions you have.<\/p>\n","protected":false},"excerpt":{"rendered":"

Buying a car is one of the largest purchases most people will make in their lifetime. While you will likely purchase several cars over the course of your life, the goal is that you choose when to make the purchase, as opposed to the timing be made for you. The key to getting a good […]<\/p>\n","protected":false},"author":1,"featured_media":740,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-739","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"\nWhen Is A Good Time to Buy a Car? | Protective Agency<\/title>\n<meta name=\"description\" content=\"Buying a car is one of the largest purchases most people will make in their lifetime. 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