{"id":470,"date":"2017-07-20T12:00:54","date_gmt":"2017-07-20T16:00:54","guid":{"rendered":"https:\/\/www.protectiveagency.com\/blog\/?p=470"},"modified":"2024-02-26T02:43:12","modified_gmt":"2024-02-26T06:43:12","slug":"need-car-insurance-dont-car","status":"publish","type":"post","link":"https:\/\/www.protectiveagency.com\/blog\/need-car-insurance-dont-car\/","title":{"rendered":"Do You Need Car Insurance if You Don’t Own a Car?"},"content":{"rendered":"

Let\u2019s make things simple. There\u2019s only a few situations where you don\u2019t need car insurance – even if you don\u2019t have a car. If you plan to drive a car at all, it\u2019s typically a good idea to have some type of coverage. <\/span><\/p>\n

 <\/p>\n

Maybe you moved to the big city from the countryside. You sold your car back in the country and plan to use public transportation everywhere you go in the city. Perhaps you don\u2019t own a car and have no plans to drive, but are still curious if you need some form of car insurance.<\/span><\/p>\n

 <\/p>\n

You think about the times you\u2019ll be back in the countryside for holidays with the family or maybe you know you\u2019ll be the designated driver for friends at least once every month or two. Do you need car insurance in a scenario like this?<\/span><\/p>\n

 <\/p>\n

The answer could be yes. There are times when getting car insurance is a good idea, even when you don\u2019t own a car. For most of these situations, a non-owners\u2019 car insurance<\/a> policy can keep you covered. <\/span><\/p>\n

 <\/p>\n

What is Non-Owners\u2019 Car Insurance?<\/b><\/p>\n

 <\/p>\n

Non-owners\u2019 auto insurance is fairly straightforward. It provides some liability coverage for a driver who is renting or borrowing a car. The liability offered from these policies pays for injuries and property damage to others if you were to cause a crash in a car you do not own. <\/span><\/p>\n

 <\/p>\n

Basically, if you\u2019re going to be driving a car you don\u2019t own on a consistent, but not daily basis – than it is a good idea to look into non-owners\u2019 auto insurance. The policy could help protect you financially in the event of an accident you cause.<\/span><\/p>\n

 <\/p>\n

Understanding Car Insurance If You Don\u2019t Own a Car<\/b><\/p>\n

 <\/p>\n

The world of insurance can be a confusing place, especially if you don\u2019t like to get into the details of each policy. Luckily, that\u2019s what we are here for. So, let\u2019s dive into non-owner auto insurance and look at situations where policies can be beneficial and times when you don\u2019t need coverage:<\/span><\/p>\n

 <\/p>\n