. This form is only used in North Carolina, and it is the equivalent of a certificate of insurance in other states. \u00a0This form will indicate that you carry the minimum coverage required by law in North Carolina and above.<\/span><\/p>\n <\/p>\n
Its Uses<\/b><\/p>\n
<\/p>\n
The FS-1 Form is used to show that you have coverage when driving your vehicle. It is needed to register a vehicle with the North Carolina Department of Transportation. It must also be used if you are in a car accident or go through an inspection to show your vehicle is properly insured under the requirements of the law. <\/span><\/p>\n <\/p>\n
This form can take the place of what’s called a self-certification, in which the insured supplied the name of the insurance company, his or her policy number, and its telephone number to verify the policy. It is issued by a company that is licensed to conduct insurance business in North Carolina. Furthermore, it cannot be used if a policy has been cancelled or has not been renewed, as the law requires the insurance company to notify the Department of Transportation when a cancellation occurs.<\/span><\/p>\n <\/p>\n
The Necessary Coverages<\/b><\/p>\n
<\/p>\n
In order to legally obtain an FS-1 Form, the driver must maintain specific coverages, at a minimum, as required by North Carolina law. These coverages include $30,000 for bodily injury per person, $60,000 bodily injury per vehicle and $25,000 for property damage. The same amounts of coverages, written at 30\/60\/25 are required for uninsured motorist coverage under the law. Obviously, if your policy goes above and beyond the minimum standard of coverage, the FS-1 will also be issued.<\/span><\/p>\n <\/p>\n
If you are in need of car insurance coverage for your automobile, contact the agents at <\/span>Protective Agency Insurance <\/b>at <\/span>877.739.9367<\/b>. Upon registration, with at least the minimum necessary coverage, Protective Agency Insurance will issue you an FS-1 Form to help prove you have the coverage required by law for the State of North Carolina.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":" If you are a driver in North Carolina, you have likely heard of an FS-1 form. This form is only used in North Carolina, and it is the equivalent of a certificate of insurance in other states. \u00a0This form will indicate that you carry the minimum coverage required by law in North Carolina and […]<\/p>\n","protected":false},"author":1,"featured_media":259,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-258","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"acf":[],"yoast_head":"\n
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