{"id":201,"date":"2017-01-25T10:49:32","date_gmt":"2017-01-25T14:49:32","guid":{"rendered":"https:\/\/www.protectiveagency.com\/blog\/?p=201"},"modified":"2024-02-26T16:18:39","modified_gmt":"2024-02-26T20:18:39","slug":"lower-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/","title":{"rendered":"How to Lower My Auto Insurance"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you own a car that\u2019s in use, then you must have car insurance. While not driving your car is an option, most find the convenience of their car outweighs the costs of car insurance. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">The problem is auto insurance can be costly. Insuring your car isn&#8217;t cheap, even when low coverage options are chosen. So what&#8217;s the next effective idea? Finding ways to get great auto insurance while lowering costs. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">You may think this sounds too good to be true. Great auto insurance without the high costs? It&#8217;s possible for any customer willing to do their research and take the appropriate steps.<\/span><\/p>\n<p style=\"text-align: center;\"><i><span style=\"font-weight: 400;\">Ready to lower your auto insurance while keeping the same coverage? Here\u2019s how:<\/span><\/i><\/p>\n<p><b>Before You Buy<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Getting a great rate on auto insurance starts before you\u2019re behind the wheel. To ensure you get the lowest coverage possible, you need to buy a car that doesn\u2019t cost that much to insure.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cars that cost more will always be more expensive to insure. As well, cars that scream &#8220;fast&#8221; tend to be more expensive. These types of fast cars are seen as an insurance liability.<\/span><\/p>\n<p><b>Shop Around<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Every single insurance agent knows you need to shop around when looking for auto insurance. Each carrier offers different types of discounts on coverage for certain groups. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, there are student discounts and veterans\u2019 discounts, but some carriers may not offer both. There are also low-risk employment auto insurance discounts and low mileage discounts. Lastly, your employer may offer discounted coverage through certain carriers. <\/span><\/p>\n<p><b>Safety First<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Most insurance companies have a vested interest in your safety. If you take a safe driver course, you\u2019ll usually qualify for discounted offers from many insurers. Plus, you\u2019ll hopefully learn something about staying safe on the road. <\/span><\/p>\n<p><b>Find Additional Discounts<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Insurance companies want more business. Take advantage of the nature of this industry. Insuring more than one car or person with the same company will yield discounted rates.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can also save money on car insurance by bundling it with your home insurance policy. Combining policies have saved some people more money than any other of these methods. <\/span><\/p>\n<p><b>Pay Attention to Details<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Car insurance policies often come chalk full of unnecessary charges like vehicle rental or roadside assistance. If you have AAA or a similar service, then you already have this coverage. There&#8217;s no need to pay for it, again.<\/span><\/p>\n<p><b>Staying Safe Out There<\/b><\/p>\n<p><a href=\"http:\/\/www.iii.org\/article\/how-can-i-save-money-auto-insurance\"><span style=\"font-weight: 400;\">Many insurance companies will also lower your auto insurance rates if you\u2019ve proven to be a safe driver over time.<\/span><\/a><span style=\"font-weight: 400;\"> If you haven\u2019t had an accident in a year, you could receive a discount.<\/span><\/p>\n<p>The same goes for speeding tickets and traffic fines. By avoiding these issues, you can receive discounts from your car insurance provider. Often, these small discounts year after year can add up in the long run.<\/p>\n<p style=\"text-align: center;\"><b><i>How to Lower My Auto Insurance<\/i><\/b><\/p>\n<p>By following the tips above, you can substantially lower your car insurance costs while maintaining similar coverage. While every carrier is different, these discounts tend to be standard throughout the industry.<\/p>\n<p>If you\u2019re looking for more information about saving money on car insurance and staying safe on the road, contact the insurance agents at Protective Insurance Agency today \u2013 (877) 739-9367.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you own a car that\u2019s in use, then you must have car insurance. While not driving your car is an option, most find the convenience of their car outweighs the costs of car insurance. The problem is auto insurance can be costly. Insuring your car isn&#8217;t cheap, even when low coverage options are chosen. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":202,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-201","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Lower My Auto Insurance | Protective Agency<\/title>\n<meta name=\"description\" content=\"Auto insurance can be costly. Protective Insurance Agency looks to provide you the service that matches your needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Lower My Auto Insurance | Protective Agency\" \/>\n<meta property=\"og:description\" content=\"Auto insurance can be costly. Protective Insurance Agency looks to provide you the service that matches your needs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Protective Agency\" \/>\n<meta property=\"article:published_time\" content=\"2017-01-25T14:49:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-26T20:18:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.protectiveagency.com\/blog\/wp-content\/uploads\/2017\/01\/How-to-lower-my-auto-insurance.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"816\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"protective\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"protective\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/\"},\"author\":{\"name\":\"protective\",\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/#\\\/schema\\\/person\\\/9f53257d169e59e15e7f2a142eda6341\"},\"headline\":\"How to Lower My Auto Insurance\",\"datePublished\":\"2017-01-25T14:49:32+00:00\",\"dateModified\":\"2024-02-26T20:18:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/\"},\"wordCount\":553,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/01\\\/How-to-lower-my-auto-insurance.jpg\",\"articleSection\":[\"Auto Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/\",\"url\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/\",\"name\":\"How to Lower My Auto Insurance | Protective Agency\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/01\\\/How-to-lower-my-auto-insurance.jpg\",\"datePublished\":\"2017-01-25T14:49:32+00:00\",\"dateModified\":\"2024-02-26T20:18:39+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/#\\\/schema\\\/person\\\/9f53257d169e59e15e7f2a142eda6341\"},\"description\":\"Auto insurance can be costly. Protective Insurance Agency looks to provide you the service that matches your needs.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/01\\\/How-to-lower-my-auto-insurance.jpg\",\"contentUrl\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/01\\\/How-to-lower-my-auto-insurance.jpg\",\"width\":1000,\"height\":816,\"caption\":\"Man Researching Auto Insurance On Computer\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/lower-auto-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to Lower My Auto Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/\",\"name\":\"Protective Agency\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/#\\\/schema\\\/person\\\/9f53257d169e59e15e7f2a142eda6341\",\"name\":\"protective\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3985c39fc730d5417ef54e2bc675b81edbf72c9869bfc3edb190925fd0f5d2d3?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3985c39fc730d5417ef54e2bc675b81edbf72c9869bfc3edb190925fd0f5d2d3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3985c39fc730d5417ef54e2bc675b81edbf72c9869bfc3edb190925fd0f5d2d3?s=96&d=mm&r=g\",\"caption\":\"protective\"},\"url\":\"https:\\\/\\\/www.protectiveagency.com\\\/blog\\\/author\\\/protective\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to Lower My Auto Insurance | Protective Agency","description":"Auto insurance can be costly. Protective Insurance Agency looks to provide you the service that matches your needs.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/","og_locale":"en_US","og_type":"article","og_title":"How to Lower My Auto Insurance | Protective Agency","og_description":"Auto insurance can be costly. Protective Insurance Agency looks to provide you the service that matches your needs.","og_url":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/","og_site_name":"Protective Agency","article_published_time":"2017-01-25T14:49:32+00:00","article_modified_time":"2024-02-26T20:18:39+00:00","og_image":[{"width":1000,"height":816,"url":"https:\/\/www.protectiveagency.com\/blog\/wp-content\/uploads\/2017\/01\/How-to-lower-my-auto-insurance.jpg","type":"image\/jpeg"}],"author":"protective","twitter_card":"summary_large_image","twitter_misc":{"Written by":"protective","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/#article","isPartOf":{"@id":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/"},"author":{"name":"protective","@id":"https:\/\/www.protectiveagency.com\/blog\/#\/schema\/person\/9f53257d169e59e15e7f2a142eda6341"},"headline":"How to Lower My Auto Insurance","datePublished":"2017-01-25T14:49:32+00:00","dateModified":"2024-02-26T20:18:39+00:00","mainEntityOfPage":{"@id":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/"},"wordCount":553,"commentCount":0,"image":{"@id":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.protectiveagency.com\/blog\/wp-content\/uploads\/2017\/01\/How-to-lower-my-auto-insurance.jpg","articleSection":["Auto Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/","url":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/","name":"How to Lower My Auto Insurance | Protective Agency","isPartOf":{"@id":"https:\/\/www.protectiveagency.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.protectiveagency.com\/blog\/wp-content\/uploads\/2017\/01\/How-to-lower-my-auto-insurance.jpg","datePublished":"2017-01-25T14:49:32+00:00","dateModified":"2024-02-26T20:18:39+00:00","author":{"@id":"https:\/\/www.protectiveagency.com\/blog\/#\/schema\/person\/9f53257d169e59e15e7f2a142eda6341"},"description":"Auto insurance can be costly. Protective Insurance Agency looks to provide you the service that matches your needs.","breadcrumb":{"@id":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/#primaryimage","url":"https:\/\/www.protectiveagency.com\/blog\/wp-content\/uploads\/2017\/01\/How-to-lower-my-auto-insurance.jpg","contentUrl":"https:\/\/www.protectiveagency.com\/blog\/wp-content\/uploads\/2017\/01\/How-to-lower-my-auto-insurance.jpg","width":1000,"height":816,"caption":"Man Researching Auto Insurance On Computer"},{"@type":"BreadcrumbList","@id":"https:\/\/www.protectiveagency.com\/blog\/lower-auto-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.protectiveagency.com\/blog\/"},{"@type":"ListItem","position":2,"name":"How to Lower My Auto Insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.protectiveagency.com\/blog\/#website","url":"https:\/\/www.protectiveagency.com\/blog\/","name":"Protective Agency","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.protectiveagency.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.protectiveagency.com\/blog\/#\/schema\/person\/9f53257d169e59e15e7f2a142eda6341","name":"protective","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/3985c39fc730d5417ef54e2bc675b81edbf72c9869bfc3edb190925fd0f5d2d3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/3985c39fc730d5417ef54e2bc675b81edbf72c9869bfc3edb190925fd0f5d2d3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3985c39fc730d5417ef54e2bc675b81edbf72c9869bfc3edb190925fd0f5d2d3?s=96&d=mm&r=g","caption":"protective"},"url":"https:\/\/www.protectiveagency.com\/blog\/author\/protective\/"}]}},"_links":{"self":[{"href":"https:\/\/www.protectiveagency.com\/blog\/wp-json\/wp\/v2\/posts\/201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.protectiveagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.protectiveagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.protectiveagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.protectiveagency.com\/blog\/wp-json\/wp\/v2\/comments?post=201"}],"version-history":[{"count":3,"href":"https:\/\/www.protectiveagency.com\/blog\/wp-json\/wp\/v2\/posts\/201\/revisions"}],"predecessor-version":[{"id":1674,"href":"https:\/\/www.protectiveagency.com\/blog\/wp-json\/wp\/v2\/posts\/201\/revisions\/1674"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.protectiveagency.com\/blog\/wp-json\/wp\/v2\/media\/202"}],"wp:attachment":[{"href":"https:\/\/www.protectiveagency.com\/blog\/wp-json\/wp\/v2\/media?parent=201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.protectiveagency.com\/blog\/wp-json\/wp\/v2\/categories?post=201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.protectiveagency.com\/blog\/wp-json\/wp\/v2\/tags?post=201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}