Our Vehicle & Home Insurance Services


Protective agency is here to provide you with
excellent coverage for your vehicle

 
For over 60 years, the professionals at Protective Agency have been providing North Carolina drivers and businesses with quality vehicle insurance with exceptional financing options. Servicing all of North Carolina, Protective Agency employs experienced and licensed professionals to help you obtain the best possible car insurance and business insurance to transfer your financial risks. Considered experts by our clients across North Carolina, Protective Agency sets the standard for offering comprehensive and affordable auto insurance, classic auto insurance, motorcycle insurance, vintage and classic motorcycle insurance, and commercial insurance for both auto and trucks.

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Protective agency is here to provide you with
excellent coverage for your vehicle

 
For over 60 years, the professionals at Protective Agency have been providing North Carolina drivers and businesses with quality vehicle insurance with exceptional financing options. Servicing all of North Carolina, Protective Agency employs experienced and licensed professionals to help you obtain the best possible car insurance and business insurance to transfer your financial risks. Considered experts by our clients across North Carolina, Protective Agency sets the standard for offering comprehensive and affordable auto insurance, classic auto insurance, motorcycle insurance, vintage and classic motorcycle insurance, and commercial insurance for both auto and trucks.

 

Vehicle Insurance

 

Vehicle insurance policies are available in all shapes and sizes. Whether you require only the minimum state-required limits, or would be better served with a comprehensive policy, our licensed agents are available to share their expertise to get the coverage you need at an affordable price. If you are one of the many North Carolina drivers with a tarnished driving record, Protective Agency can offer special rates and financing to make any insurance policy affordable. We welcome drivers requiring an SR-22 because of previous violations and will provide the necessary coverage to achieve reinstatement of your North Carolina driving privileges. Losing your driving privileges can be financially devastating and we want to be your advocate and help to get the outstanding issues resolved.

 

We understand that some vehicle owners choose to purchase only the North Carolina minimum requirements and others would prefer a full and comprehensive policy, so we are as flexible as you need us to be. You can call us for a quote, request a quote online, or visit any of our 14 locations across North Carolina. Whichever you prefer, we look forward to serving you and providing solid solutions for your auto, motorcycle, or commercial vehicle needs.

 

Motorcycle Insurance

 

Our licensed professionals at Protective Agency understand how popular motorcycle ownership has become in our state, and we make coverage available for almost every style of motorcycle. Whether your bike is a three-wheeler built for cruising or a scooter for running errands around town, we are ready to make comprehensive coverage available to protect both your investment and your liability. With over a quarter of a million registered bikes in North Carolina, our motorcycle coverage is second to none. You decide your coverage selections based on your individual circumstances and budget, and we will make that happen for you. Similar to the personal auto package, our motorcycle insurance provides liability, physical damage, and other optional coverages to protect your financial investment and your personal liability of ownership.

 

Commercial Vehicle Insurance

 

The licensed professionals at Protective Agency understand commercial vehicle insurance. We also know that most personal auto policies exclude coverage for vehicles that are used for business purposes, and the solution is a commercial auto policy.

 

Whether you are a one-person operation or a transportation business with a fleet of delivery vans, the professionals at Protective Agency can meet the specific needs for you or your business. Our commercial vehicle insurance provides higher limits of liability, is not limited to just four vehicles, and covers multiple types and sizes of commercial vehicles. Like most other states, North Carolina has specific requirements regarding heavy vehicles, so our licensed professionals will be available to help navigate your jurisdictional requirements and file the necessary forms and permits so that your vehicles are always on the road legally.

 

Homeowner’s Insurance

 

For most North Carolina residents, their home is their most valuable asset and as such, protecting it with comprehensive insurance coverage is paramount. Our homeowner’s insurance packages offer all the coverages that will provide the protections you require.

Our insurance professionals will walk you through each piece of the insurance puzzle, answer all your questions, and help you arrive at an informed decision to protect your home. Our intent will always be to provide the coverage you want at an affordable price.

 

 

Renters Insurance

 

Renter’s Insurance is one of those policies that every renter needs, but not every renter buys. Many folks who rent a house or apartment make the false assumption that their landlord’s insurance will cover their personal belongings; that is unfortunately not the case. When you are renting a home or apartment, you should always consider coverage for your personal belongings and personal liability. A renter’s policy is typically very affordable since the policy does not cover the building you’re living in, just your personal property and personal liability.

At Protective Agency, our insurance professionals are available to offer expert advice on how to decide on the amount of coverage and any optional coverage that you may require.

 

We are Here For You

 

With over 19 offices throughout North Carolina, Protective Agency is here for you. Our staff is finely tuned to meet the service needs of every customer up and down our state. You may communicate your needs by calling, visiting a local office, or visiting us online, and we will be delighted to exceed your service expectations. We understand that every policy sale must be supported by excellent customer service to ensure our relationship is for the long term. We also understand that you expect your service requests to be handled efficiently and effectively, so our customer service representatives will make that happen every day, every time.

 

Our friendly and knowledgeable auto insurance agents will help you obtain not only the lowest down payment but also the lowest monthly payments possible. We excel at providing vehicle insurance for drivers with any kind of record, whether it is tarnished, excellent, or anywhere in between. We will help if your license is under suspension by providing the necessary proof of insurance forms to the North Carolina Department of Motor Vehicles. In short, we are here for you.

 

Location, Location, Location

 

Since Protective Agency offers insurance throughout North Carolina, we support our valued customers with offices in 17 locations. We are close by and in your neighborhood.

 

Dunn – Durham – Fayetteville

Garner – Greensboro – High Point

Hope Mills – Jacksonville – Laurinburg

Lumberton – Raleigh – Rocky Mount

 Spring Lake – Shallotte – Whiteville

 Wilmington – Winston Salem

 

 

The experienced licensed professionals at Protective Agency offer insurance solutions to help you, your passengers, your fellow drivers, pedestrians, other people’s property, your business, and oh, did we mention your vehicle?

 

When you need affordable and reliable vehicle insurance, motorcycle insurance, home insurance, renter’s insurance or commercial vehicle insurance, call Protective Agency.

 

 

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19 locations in North Carolina. Find your nearest agent.

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Protective agency is here to provide you
with excellent coverage for your vehicle


For over 60 years, Protective Agency has been providing North Carolina drivers with quality insurance and exceptional financing options.


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